Best Scotiabank Credit Cards

Last updated on November 1, 2019 | Written by

Best For Rewards & Travel

Scotiabank Passport Visa Infinite

scotiabank passport visa infinite

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on Scotia Bank’s website

Welcome Offer: 35,000 Scotia Rewards points + Complimentary Priority Pass membership, plus 6 free visits per year.

Earn Rate: 2 Scotia Rewards points for $1 spent on eligible grocery, dining, entertainment, and daily transit. 1 point for all other purchases. No FX Fees.

Annual Fee: $139

Min. Income Required: Personal $60,000 or Household $100,000.

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ScotiaGold Passport Visa

ScotiaGold Passport Visa Card

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on Scotia Bank’s website

Welcome Offer: 5,000 Scotia Rewards points

Earn Rate: 1 Scotia Reward point on every $1 spent. Get 5% cash back when you book travel through Scotia Rewards Travel Service.

Annual Fee: $110 if under age 65. $65 if age 65 and older

Min. Income Required: $0

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ScotiaGold US Dollar Visa

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on Scotia Bank’s website

Welcome Offer: No welcome offer. This is a basic No US dollar currency conversion fee card.

Earn Rate: No rewards earnings. This is strictly to avoid fees when paying in US dollars.

Annual Fee: $35

Min. Income Required: $0

Scotiabank GM Visa Infinite

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on Scotia Bank’s website

Welcome Offer: 5% in GM Earnings on the first $10,000 of purchases annually + First year fee waived.

Earn Rate: 2% in GM Earnings after you exceed $10,000 in purchases. $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac

Annual Fee: $79

Requirements: Must have held a Scotiabank retail credit card in the past 2 years.

Scotiabank Scene Visa Card

scotia scene visa

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on Scotiabank’s website

Welcome Offer: 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months.

Earn Rate: Earn 1 SCENE point for every $1 spent on everyday purchases. 5 SCENE points for every $1 spent at Cineplex theatres or at cineplex.com. Redeem for a FREE movie with just 1,250 points.

Annual Fee: $0

Min. Income Required: $0

Scotiabank Rewards Visa

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on Scotiabank’s website

Welcome Offer: No welcome offer with this card.

Earn Rate: 1 Scotia Rewards point for every $2 you spend on every eligible purchase.

Annual Fee: $0

Min. Income Required: $0

Best For Cash Back

Scotia Momentum Visa Infinite

Scotia Momentum Visa Infinite

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on Scotia Bank’s website

Welcome Offer: First year fee waived.

Earn Rate: 4% cash back on grocery, recurring bills, and subscription purchases. 2% back on gas and daily transit, and 1% back on everything else.

Annual Fee: $99

Min. Income Required: Personal $60,000 or Household $100,000.

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Best For Low Interest / Balance Transfers

Scotia Momentum No-Fee Visa

Scotia Momentum No-Fee Visa Card

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on Scotia Bank’s website

Welcome Offer: 7.99% introductory interest rate on everyday purchases for the first 6 months.

Earn Rate: 1% cash back on all eligible gas station, grocery, drug store purchases and recurring payments. 0.5% cash back on all other purchases.

Annual Fee: $0

Min. Income Required: $0

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Scotiabank Value Visa

Scotiabank value visa

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on Scotiabank’s website

Welcome Offer: 0.99% introductory interest rate on balance transfers for the first 6 months.

Interest Rate: 12.99%

Annual Fee: $29

Min. Income Required: Personal $12,000

American Express Cards Offered By Scotiabank

Scotiabank Gold American Express

scotiabank gold american express

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on Scotiabank’s website

Welcome Offer: 30,000 Scotia Rewards points.

Earn Rate: 5x points for every $1 spent on eligible grocery, restaurants, fast food, drinking establishments, entertainment. 3x points for every $1 spent on gas, transit, and streaming services. 1x point for everything else.

Annual Fee: $120

Min. Income Required: Personal – $12,000

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Scotiabank American Express Card

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on Scotiabank’s website

Welcome Offer: 5,000 Scotia Rewards points.

Earn Rate: Simple 1x point earnings on all purchases.

Annual Fee: $0

Min. Income Required: $0

Scotiabank Platinum American Express Card

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on Scotiabank’s website

Welcome Offer: 30,000 Scotia Rewards points.

Earn Rate: 4 Scotia Reward points on every $1 you spend at eligible gas stations, grocery stores, dining and entertainment. 1 point for all other purchases.

Annual Fee: $399

Requirements: Must have held a Scotiabank retail credit card in the past 2 years.