Best For Rewards & Travel
American Express Cobalt
Welcome Offer: 30,000 Points
Earn Rate: 5x rewards on dining, coffee shops, grocery stores. 2x rewards on travel, lodging, transit. 1x point for everything else.
Annual Fees: $10/month
Min. Income Required: $0
American Express Gold Rewards
Welcome Offer: 25,000 Points
Earn Rate: 2x points for travel, groceries, gas stations, and drugstores. 1x point on everything else.
Annual Fees: $150
Min. Income Required: $0
American Express Platinum
Welcome Offer: 50,000 Points + $200 annual travel credits
Earn Rate: 2x points for travel, 3x for dining, and 1x for everything else.
Annual Fees: $699
Min. Income Required: $0
Marriott Bonvoy American Express Card
Welcome Offer: 50,000 Marriott Bonvoy points + Free night stay each year you are a cardholder.
Earn Rate: 5 points for every $1 spent at participating Marriott Bonvoy properties. Earn 2 points for every $1 on all other purchases.
Annual Fees: $120
Min. Income Required $0
Best For Cash Back
SimplyCash Card from American Express
Welcome Offer: 2.5% cashback in your first 3 months (up to $150 cashback).
Earn Rate: Flat rate of 1.25% back on purchases when your welcome period ends.
Annual Fee: $0
Min. Income Required: $0
SimplyCash Preferred Card from American Express
Welcome Offer: 5% cashback in your first 6 months (up to $300).
Earn Rate: Flat rate of 2% back on purchases when your welcome period ends.
Annual Fee: $99
Min. Income Required: $0
Best For Low Interest
American Express Essential Credit Card
Welcome Offer: 1.99% interest in first 6 months if you transfer your other credit card balances to this card.
Interest Rate: 12.99% on purchases and cash advances.
Annual Fee: $0
Min. Income Required: $0
Cards for Air Miles
American Express AIR MILES Credit Card
Welcome Offer: 500 AIR MILES Reward Miles
Earn Rate: 1 Mile for every $15 in Card purchases at AIR MILES Sponsors. Earn 1 Mile for every $20 in purchases everywhere else.
Annual Fee: $0
Min. Income Required: $0
American Express AIR MILES Platinum Credit Card
Welcome Offer: 2,000 AIR MILES Reward Miles.
Earn Rate: 1 Mile for every $10 in Card purchases at AIR MILES Sponsors. Earn 1 Mile for every $10 in purchases at other eligible grocery stores, gas stations, and drugstores. Earn 1 Mile for every $15 in purchases everywhere else.
Annual Fee: $120
Min. Income Required: $0
American Express AIR MILES Reserve Credit Card
Welcome Offer: 2,400 AIR MILES Reward Miles + Yearly companion flight, up to a maximum of 1,700 reward miles.
Earn Rate: 1 Mile for every $10 in Card purchases at AIR MILES Sponsors. Earn 1 Mile for every $10 in purchases at other eligible grocery stores, gas stations, and drugstores. Earn 1 Mile for every $15 in purchases everywhere else.
Annual Fee: $299
Min. Income Required: $0
Cards for Aeroplan
American Express AeroplanPlus Card
Welcome Offer: 5,000 Aeroplan Miles.
Earn Rate: Earn 1 Aeroplan Mile for every $1 in purchases. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.
Annual Fee $60
Min. Income Required: $0
American Express AeroplanPlus Gold Card
Welcome Offer: 15,000 Aeroplan Miles.
Earn Rate: Earn 1 Aeroplan Mile for every $1 in purchases up to $10,000. Earn 1.25 Miles after reaching $10,000 in spend. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.
Annual Fee: $120
Min. Income Required: $0
American Express AeroplanPlus Platinum Card
Welcome Offer: 40,000 Aeroplan Miles + $150 Air Canada eGift Card
Earn Rate: Earn 1.25 Aeroplan Mile for every $1 in purchases up to $25,000. Earn 1.5 Miles after reaching $25,000 in spend. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.
Annual Fee: $499
Min. Income Required: $0
American Express AeroplanPlus Reserve Card
Welcome Offer: 50,000 Aeroplan Miles + $200 Air Canada eGift Card + Annual Partner Ticket.
Earn Rate: Earn 1.25 Aeroplan Mile for every $1 in purchases. Earn 2 Aeroplan Miles for every $1 of Air Canada purchases. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.
Annual Fee: $899
Min. Income Required: Personal – $60,000
Amex Cards Offered By Other Issuers
Scotiabank Gold American Express
Welcome Offer: 30,000 Scotia Rewards points.
Earn Rate: 5x points for every $1 spent on eligible grocery, restaurants, fast food, drinking establishments, entertainment. 3x points for every $1 spent on gas, transit, and streaming services. 1x point for everything else.
Annual Fee: $120
Min. Income Required: Personal – $12,000
Scotiabank American Express Card
Welcome Offer: 5,000 Scotia Rewards points.
Earn Rate: Simple 1x point earnings on all purchases.
Annual Fee: $0
Min. Income Required: $0
Scotiabank Platinum American Express Card
Welcome Offer: 30,000 Scotia Rewards points.
Earn Rate: 4 Scotia Reward points on every $1 you spend at eligible gas stations, grocery stores, dining and entertainment. 1 point for all other purchases.
Annual Fee: $399
Requirements: Must have held a Scotiabank retail credit card in the past 2 years.