Best American Express Credit Cards In Canada

Last updated on November 1, 2019 | Written by

Best For Rewards & Travel

American Express Cobalt

american-express-cobalt-cardcard

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on American Express’ website

Welcome Offer: 30,000 Points

Earn Rate: 5x rewards on dining, coffee shops, grocery stores. 2x rewards on travel, lodging, transit. 1x point for everything else.

Annual Fees: $10/month

Min. Income Required: $0

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American Express Gold Rewards

American Express Gold Rewards Card

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on American Express’ website

Welcome Offer: 25,000 Points

Earn Rate: 2x points for travel, groceries, gas stations, and drugstores. 1x point on everything else.

Annual Fees: $150

Min. Income Required: $0

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American Express Platinum

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on American Express’ website

Welcome Offer: 50,000 Points + $200 annual travel credits

Earn Rate: 2x points for travel, 3x for dining, and 1x for everything else.

Annual Fees: $699

Min. Income Required: $0

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Marriott Bonvoy American Express Card

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on American Express’ website

Welcome Offer: 50,000 Marriott Bonvoy points + Free night stay each year you are a cardholder.

Earn Rate: 5 points for every $1 spent at participating Marriott Bonvoy properties. Earn 2 points for every $1 on all other purchases.

Annual Fees: $120

Min. Income Required $0

Best For Cash Back

SimplyCash Card from American Express

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on American Express’ website

Welcome Offer: 2.5% cashback in your first 3 months (up to $150 cashback).

Earn Rate: Flat rate of 1.25% back on purchases when your welcome period ends.

Annual Fee: $0

Min. Income Required: $0

SimplyCash Preferred Card from American Express

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on American Express’ website

Welcome Offer: 5% cashback in your first 6 months (up to $300).

Earn Rate: Flat rate of 2% back on purchases when your welcome period ends.

Annual Fee: $99

Min. Income Required: $0

Best For Low Interest

American Express Essential Credit Card

American Express Essential

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on American Express’ website

Welcome Offer: 1.99% interest in first 6 months if you transfer your other credit card balances to this card.

Interest Rate: 12.99% on purchases and cash advances.

Annual Fee: $0

Min. Income Required: $0

Cards for Air Miles

American Express AIR MILES Credit Card

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on American Express’ website

Welcome Offer: 500 AIR MILES Reward Miles

Earn Rate: 1 Mile for every $15 in Card purchases at AIR MILES Sponsors. Earn 1 Mile for every $20 in purchases everywhere else.

Annual Fee: $0

Min. Income Required: $0

American Express AIR MILES Platinum Credit Card

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on American Express’ website

Welcome Offer: 2,000 AIR MILES Reward Miles.

Earn Rate: 1 Mile for every $10 in Card purchases at AIR MILES Sponsors. Earn 1 Mile for every $10 in purchases at other eligible grocery stores, gas stations, and drugstores. Earn 1 Mile for every $15 in purchases everywhere else.

Annual Fee: $120

Min. Income Required: $0

American Express AIR MILES Reserve Credit Card

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on American Express’ website

Welcome Offer: 2,400 AIR MILES Reward Miles + Yearly companion flight, up to a maximum of 1,700 reward miles.

Earn Rate: 1 Mile for every $10 in Card purchases at AIR MILES Sponsors. Earn 1 Mile for every $10 in purchases at other eligible grocery stores, gas stations, and drugstores. Earn 1 Mile for every $15 in purchases everywhere else.

Annual Fee: $299

Min. Income Required: $0

Cards for Aeroplan

American Express AeroplanPlus Card

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on American Express’ website

Welcome Offer: 5,000 Aeroplan Miles.

Earn Rate: Earn 1 Aeroplan Mile for every $1 in purchases. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.

Annual Fee $60

Min. Income Required: $0

American Express AeroplanPlus Gold Card

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on American Express’ website

Welcome Offer: 15,000 Aeroplan Miles.

Earn Rate: Earn 1 Aeroplan Mile for every $1 in purchases up to $10,000. Earn 1.25 Miles after reaching $10,000 in spend. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.

Annual Fee: $120

Min. Income Required: $0

American Express AeroplanPlus Platinum Card

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on American Express’ website

Welcome Offer: 40,000 Aeroplan Miles + $150 Air Canada eGift Card

Earn Rate: Earn 1.25 Aeroplan Mile for every $1 in purchases up to $25,000. Earn 1.5 Miles after reaching $25,000 in spend. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.

Annual Fee: $499

Min. Income Required: $0

American Express AeroplanPlus Reserve Card

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on American Express’ website

Welcome Offer: 50,000 Aeroplan Miles + $200 Air Canada eGift Card + Annual Partner Ticket.

Earn Rate: Earn 1.25 Aeroplan Mile for every $1 in purchases. Earn 2 Aeroplan Miles for every $1 of Air Canada purchases. Earn Aeroplan Miles twice at over 150 Aeroplan Partner brands.

Annual Fee: $899

Min. Income Required: Personal – $60,000

Amex Cards Offered By Other Issuers

Scotiabank Gold American Express

scotiabank gold american express

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on Scotiabank’s website

Welcome Offer: 30,000 Scotia Rewards points.

Earn Rate: 5x points for every $1 spent on eligible grocery, restaurants, fast food, drinking establishments, entertainment. 3x points for every $1 spent on gas, transit, and streaming services. 1x point for everything else.

Annual Fee: $120

Min. Income Required: Personal – $12,000

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Scotiabank American Express Card

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on Scotiabank’s website

Welcome Offer: 5,000 Scotia Rewards points.

Earn Rate: Simple 1x point earnings on all purchases.

Annual Fee: $0

Min. Income Required: $0

Scotiabank Platinum American Express Card

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on Scotiabank’s website

Welcome Offer: 30,000 Scotia Rewards points.

Earn Rate: 4 Scotia Reward points on every $1 you spend at eligible gas stations, grocery stores, dining and entertainment. 1 point for all other purchases.

Annual Fee: $399

Requirements: Must have held a Scotiabank retail credit card in the past 2 years.