Personal Finance Simplified
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When you have debt, it can be difficult to know where to begin when paying it off. One of the ways to get beyond that is to use a technique known as debt consolidation to make your debt more manageable – and even to save you money over the long run. Two Ways to Consolidate [...]
Wasting money can mean many different things to different people. Maybe wasting money to you means that you spend too much money on coffee, clothes, etc. Maybe you even consider a smart phone a waste of money. Convenience and happiness don’t always have to equal being wasteful with your money though. There is always a [...]
Let’s get something out in the open – financial institutions love to use fear in order to sucker people into signing up for products or service that you really don’t need. If you have a credit card, you’ve probably heard the pitch. It usually comes from a telemarketer, who tries to use fear by giving [...]
I’m not the type to encourage borrowing. But the truth is that sometimes debt can be a good thing. Mortgages and student loans are considered by many to be good debt. And in fact they are if we let go of the traditional thoughts on what debt actually is considered. A mortgage, for example, allows [...]
I promise I’m not making this up. There is no catch here, just an honest dude passing along some quality information on getting your free credit report. I’m sure you’re thinking, “there is nothing free, what’s the catch?”, and I assure you there is no catch. Getting your credit report is free and available [...]
