Money Will Change You

What is it about money that drives us crazy? We work hard for it, some of us kill for it, some envy it, some hate having anything to do with it, most of us look down our noses at it, and yet it’s a tool that makes the world go round. Money, as we know it, has it’s positives and negatives. Whether we like it or not, we all have some form of a relationship with money.

Money changes people, and people who strive hard to reach their goals may suddenly find themselves wealthier than they expected. However, most who reach some form of wealth forget that money is a by-product of success, and not the primary objective. This change happens partially because money and the leisure opportunities it brings foster new levels of introspection on both sides.

Money affects us in every possible way. It affects the way we act, think, react and most importantly it affects our mood. When I was in some serious debt, my mood sucked. I was edgy, worrisome, desperate and a nut case. Our moods are strongly tied to our earnings. I know this first hand. When money is coming in steadily from my three income sources, which in my case happen to be my my commercial cleaning business, full-time job and this blog – I’m on a high. Something along the lines of a laughing gas high.

One might argue that money is laughing gas for most of us in its ability to dissipate anxiety and send our spirits soaring. Money speaks to our sense of freedom, and our wish not to be held back by anything or anyone. Although you can travel on a plane in economy class, it’s much more cushy to ­travel by private jet.

When I was grappling with financial challenges, either as a student and my early twenties, there was not a heck of lot of time or incentive to ask my self if my life was being fulfilled. Lack of money created its own kind of stress. Even though I rarely showed my money problems, I managed to live a decent life in my late teens and early twenties. I enjoyed finer clothing, owned a car and lived life to the fullest.

It’s a proven fact that people think differently about when they have a million dollars in their bank account instead of an overdraft. For the happily married couples the different thought process can be enough to weaken even the strongest bonds. It’s no surprised that the biggest thing couples argue about is money. This money high has it’s on evil side, and if you have all the material things that you once believed would make you happy, and they don’t, you may begin looking elsewhere for your happiness. If you look around, read a few articles, Google a few keywords, you’ll realize that this theory is based on the large number of wealthy divorcees whose marriages appeared stable prior to the material wealth, but came crashing down after their dreams appeared to be fulfilled, but in reality it was smoke in mirrors.

But here’s the odd thing: Although money in itself arouses many emotions, such as admiration, then why do we despise people who posses enormous amounts of money? We suspect them of having come by it unfairly, of somehow not being “worthy” of their own wealth. I’ve caught my self doing this many times. For example, any time I come across the show “The Real Housewives of whatever city”, I’ll admit that the first word that comes to mind is gold-diggers. Call me shallow, but I’m being honest with you. Certainly not all of these women on the popular series are gold-diggers, and that some, very few though, work hard for their money.

What’s really interesting is the paradox to money. Despite our notwithstanding this negative bias on money, we as a society remain fascinated by the wealthy. Just last week, Globe and Mail featured a very interesting article; “Is Vancouver a cultural backwater? Just ask us about Real Housewives” which talks about the hype that this show has created across Canada.Canadians are talking about it everywhere, men and women. This begs an even bigger question; If the Real Housewives have the money, cars, fancy homes and lavish lifestyles, so why are they participating in the show? Obviously they’re missing something.

To concluded, I’ll put things into perspective.Frugality is dull and fatigue seems to set in almost as quickly as you can say recession. And despite a tough economy, struggling housing markets, and high unemployment rates, there doesn’t seem to be a shortage of wealth culture flowing around. The rich will continue to grow their wealth and their playgrounds, while we will stand there enjoying the show in a love-hate way.

Thank you, once again, for your support and loyal readership.

So, what are your thoughts? Can money change you? Do you know of anyone that money has changed?

Eddie

Comments

  1. I never really thought about it this way, but we do all have some sort of mental relationship with money… and it’s not usually good!
    TB at BlueCollarWorkman recently posted..Reversing a Bird InvasionMy Profile

  2. I definitely think that money can change a person. I believe it really depends on the persons personality though.
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  3. My uncle became progressively wealthy through this career, but I don’t know if it’s changed him or his wife — it is interesting to think about how his children would be otherwise though. They were young when they had a middle-class lifestyle, but as they became teenagers and young adults, they moved into mansions and got cars & laptops given to them for their birthdays. All in their 20′s, they all live at home going to school part-time and not working, even though their father has offered to put a $100,000 down-payment on a home for them if they move out. They’re all very nice people but they have no ambition whatsoever, and I wonder if that would have been different if my uncle didn’t earn (or really, just didn’t spend) so much.
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    • That’s always disappointing to see. Even with nice down-payments the kids still don’t want to leave. It goes to show you just how spoiled they are, and I wouldn’t be surprised if one day they go broke, after the parents move onto a higher life. I’ve never seen any cases like this personally, but have read and heard about tons of situations like this. In the case of your uncle, him and his wife are money managers for the kids, and obviously they won’t be there forever. So, who’ll manage the money once they’re gone?

    • Wondering how children will be affected, warped if you will is something I ALWAYS wonder for the wealthy. Imagine growing up in a mansion, and having mom and dad always be more successful than you, and then offer to buy your first property after graduation.

      Where’s the motivation?
      Financial Samurai recently posted..Making Money Too Fast Destroys You And Everything Around YouMy Profile

      • There is no motivation, that’s the whole problem.
        Here’s a good real-life example from a comment earlier:

        “My uncle became progressively wealthy through this career, but I don’t know if it’s changed him or his wife — it is interesting to think about how his children would be otherwise though. They were young when they had a middle-class lifestyle, but as they became teenagers and young adults, they moved into mansions and got cars & laptops given to them for their birthdays. All in their 20′s, they all live at home going to school part-time and not working, even though their father has offered to put a $100,000 down-payment on a home for them if they move out. They’re all very nice people but they have no ambition whatsoever, and I wonder if that would have been different if my uncle didn’t earn (or really, just didn’t spend) so much.”

  4. i truly believe it will change you. When you worry about it constantly and it becomes the main focus of your life, then its bound to have an effect. We have friends who had less than $100 in their bank account 7 years ago and are now doing very well. They are not the same people we first met. Like bridgets example, they lack ambition to do anything that requires effort. Picking up a phone and hiring someone is about all the effort they put into anything anymore. Is it wrong? i can’t say that, just different.

    • Crystal,
      I agree with you that there is no right or wrong here. It’s what works for them. Your real life example just goes to show us how much money has an influence on our lives, and that it changes us, sometimes better and other times for the worst.

  5. Money does truly change almost everyone. The changes might not be so obvious though. Having money certainly takes some pressure off of you compared to when you are living paycheck to paycheck or struggling to make ends meet. For some people it creates an immense ego where they feel the need to show off. For others though something inside them wakes up and they become much more generous than they could’ve been otherwise. How it changes you really depends on what kind of person you are deep inside.
    Modest Money recently posted..Partying Philosophy 101: Why You Shouldn’t Be Generous, Even If You’re Filthy RichMy Profile

  6. You are right they are missing something, it is called fame. Many people presume money in itself will solve problems, but it doesn’t. What usually comes along with money is fame and power. Very intoxicating!
    krantcents recently posted..Do You Want to Earn More Money?My Profile

  7. Eddie,
    Really enjoyed reading this piece. Happiness and its correlation to money are things about which I often ponder.

    Money has a way of possessing some people. Worst of all, it blinds people to things that really matter, such as companionship. I know a young man in Kuwait whose family is super rich. He had a beach house with a chef, ski-doos, ATVs, a Hummer and so much more.

    I remember asking him, “Are you happy?” He looked at me and with a melancholy tone of voice said, “Honestly? No. I have all of these things and no one to share them with.”

    It affirmed what I’ve believed: Money cannot buy happiness. Cliche? Yes, but it’s so applicable. Beyond a certain hierarchy of needs, I have little need for things and I’d wish more people lived more like a minimalist.

    Thanks again. Great post.

    -Christian L.

  8. 20's Finances says:

    I loved your line that said, “most who reach some form of wealth forget that money is a by-product of success, and not the primary objective.” I couldn’t agree more. We too often focus just on the money instead of the actual results. Life is more than just money.

    • Absolutely.
      There is more to life than money.
      A lot of people get caught up in the money, especially those who get to money way too fast, only to forget who and what helped them get there.

  9. The first time I came into some real money was a year after college. I be almost all my lifesavings, which wasn’t much at the time on a stock and it turned out to be a big win.

    I bought a car, a motorcycle, and started going out to nice restaurants every weekend. This was NYC baby! I remember even going to Atlantic City in a limo with three other friends. It was such a rush and I felt like the King of the World.

    Of course, the dot com bubble melted and the economy turned. Having money did motivate me to want to try and make more money. I lived in a studio with another dude, and wanted my own room!

    I’d like to think money didn’t corrupt me a I saved 90% of the windfall, but who knows……….
    Financial Samurai recently posted..Making Money Too Fast Destroys You And Everything Around YouMy Profile

    • Sam,
      Thanks for your comment.
      Sounds like money didn’t corrupt you, but you sure lived it up. And I don’t blame you. I look at my self now: Eliminated consumer debt, increased my income 23% from the same time last year, own a home, getting into investing, 3 income streams…..so I’m finally coming into more serious money, and my wheels needed upgrading, and I didn’t buy a Honda…I wanted a little more style…so I purchased a BMW.
      Funny how money makes us think differently, and gives us this high.

  10. Money matters a lot in general life and hence people think about the rich people that they don’t belong to the normal community. However, everyone tries his hard to make some good money in his/her early age; but, without proper experience most of us don’t reach up to that much success. However, the ones who don’t desperate and try consistently get success finally.
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  11. I think no matter how moralistic you are, money changes people. There may be some exceptions.

    Christopher Hitchens said of Mother Theresa that she was not a friend of the poor, but rather a friend of poverty. I don’t know whether that’s true or not, but it does show you that no one is immune.
    John @ Married (with Debt) recently posted..5 Signs You Have a Problem With Spending MoneyMy Profile

  12. Money is simply how you acquire resources, and the more of it you have, the more resources you can acquire. That’s why opportunity costs are so important, as we have to consider not just what we gain, but what we give up as well.

    Coming into money too fast can be dangerous, as our minds are full of good thoughts about what we can do with the money and not so much about the need to preserve that purchasing power for the future. Coming into money via an inheritance or lottery can be worse, as there was no blood, sweat & tears involved and therefore the value is not the same. It’s like when friends I know don’t feel bad about losing gambling winnings, since they feel that the money was not really “earned”.
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  13. With the exception of DC and Miami, I love The Real Housewives of any city. Although they spend a lot of time pampering themselves, eating out at expensive restaurants, and vacationing, they’re real people with real problems. Although I’m sure they ham things up for the camera, they still struggle with the same setbacks as everyone else. So many of them have filed for bankruptcy it’s pathetic.

    I try not to be jealous of other people. If they have something I want, the desired reaction should be one of inspiration, not envy.
    Shawanda @ You Have More Than You Think recently posted..Student Loan Debt Is Over $1 Trillion. So What?My Profile

    • There is nothing to be jealous about.
      As they say; “Don’t hate, appreciate girlfriend” and it’s true.
      I look at those above me as an example, study them and use their knowledge to my advantage in getting ahead in life.
      Thanks for your comment.

  14. I think it really depends on the person and their values prior to having money (but I’m just guessing here). I think if you have strong values before the money, you probably won’t change too much with money. However, if you’ve had low self esteem or other value issues before money, the money will probably consume you since you’ve finally think you’ve made it.
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  15. I didn’t grow up with much so the allure of being rich really started to eat at me in my 20s and I got really jealous of a lot of people. After I got into my 30s though and started a family I realized I didn’t need to have a huge house or a ton of cash to be happy. My family means everything to me and they have really changed my perspective of what is important in life. My wife and I make enough to support our kids comfortably and we live in a good public school district which is really nice and helps us save for their future college tuition. My kids make me laugh so much too, they’re hilarious man!

  16. I don’t watch the “housewives” shows…but I had the same exact thought about them–these women have every thing they could want, why is there a need to go on a show? I guess I just think differently. If I had gobs of money I would want to probably seclude myself from society, not jump into it.
    Amanda L Grossman recently posted..Frugal Confessions Friday – Frugal LivingMy Profile

    • I agree with you, if you have the money, just do your own thing.
      Obviously they’re missing something…..fame? or they’re just looking to show what they got.

    • I think like you do… although, when the camera is rolling, it’s hard NOT to ham it up.

      I wonder if women do this more than men? Just go on Facebook. Men don’t post picture after picture of themselves. It tends to be the women…. look at me!

      No?

      • Personally I have a FB account that I don’t use, and till this day I still wonder why I keep the account. I only have one picture up and rarely go on it.

        Your comment is right on. More women use FB as a self promotion of their lives than men I think. Guys don’t really care to show off their shoes or new handbag, but men are guilty (and this goes mostly for the young bucks) of using FB to show off their latest catch at the bar.

  17. I think money can change people. I’m also concerned about how it affects people’s relationship with others, which is probably why I don’t share my financial information with my friends. Ever since I started working money has become more and more important in my life. It has changed how I view myself because by looking at how I earn, save, and spend I’m learning more about my personal habits.
    Liquid recently posted..Fiscal Update – Apr 2012My Profile

  18. Jasmine says:

    Money definitely changes us in all ways, especially in extreme situations like when our income increases drastically or plummets. A case in point is all of the suicides that resulted from the economic collapse. I know that my transition from frugal college student to well-paid entrepreneur has increased my level of fun and leisure time.

  19. Well thought out post Eddie. My sister came into a lot of wealth after she got married. We didn’t grow up rich, but she insisted on going to private school that cost $50,000 a year. She didn’t care, and my parents paid for it.

    I went to public school, and ended up with a good job and I am self supporting. She found a rich guy during college, who comes from a wealthy family. She doesn’t work anymore and I have to admit, she likes to show off, and I am envious.

    Some people have the luck. It’s those who do who need to be super humble or else I get really annoyed.

    • Linda,
      That’s a very interesting story.
      How’s your relationship with your sister now?

      • My sister and I are not very close. We speak to each other on the phone several times a year, and might see each other once a year. She lives in another state.

        I love my sister, however, I’m not sure if I really like my sister if that makes any sense.

        Her ideals are different from mine. My parents didn’t have much money, but she disregarded that fact. Now that she is wealthy, I don’t see her giving back.

  20. Finding what you love to do in life is worth more than a giant bank account. Some people get to make a fortune doing what they love, but not everyone needs a lot of money to feel that they’ve really “made it.”

    Getting too obsessed with material things will lead to infinite unhappiness imo. Keeping a stable work/life balance is important too. Having money for things like taking nice trips is great but working yourself to the bone in order to afford first class versus coach isn’t my style. I don’t think being frugal gets old either. I love saving money and getting stuff on the cheap!
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  21. I won a small lottery once, about $10,000 and I was super excited! It’s not life changing money, but it allowed me to take my family on a nice vacation. The money is gone now, but I don’t regret spending it for one bit. Money is nothing if not spend on something!

  22. I think a lot has to do with upbringing as well. Often times, successful people don’t change much if their parents were frugal/conservative with money whereas people with irresponsible parents piss it away pretty quickly when they get a boost in income. Just my own anecdotal observations, not sure if there’s data to back it up.
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  23. I think most people have a very skewed view of money – they place a huge importance on it, more so than anything else. That’s not to say it’s not important; most of us work for it, use it to furnish the roof’s over our head and feed ourselves, but when it comes down to having so much of it, it makes us act irrational – that’s a problem. Of course, I don’t watch TV and despise the idea of Real Housewives, so maybe I’m the weird one. ;)
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  24. Since we only have one life to live (that I know of), I think whenever a large sum of money comes into anyone’s hands, there is probably a euphoric feeling of, “Yes, I have finally got it made!” that sends a tingle down the spine. I haven’t had that happen to me yet, but even when I make a meager bonus of a few grand at work, I feel it spark a little. Even a few thousand dollars showing up in my bank account gives me a rush. I can’t even imagine what millions would do to me.

    I would hope that I’d remain true to myself which is to have an attitude of serving and helping others, but who really knows. Anyone who changes with wealth makes sense to me. Because we only have one life. And to get wealth with your one life shot is awesome.

  25. Khaleef @ KNS Financial says:

    I can say for sure that I wouldn’t change at all if I became wealthy. If we realize that there is more to life than just money, then becoming “rich” shouldn’t change our values.
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  26. Money can change you all right, but there is a limit to how much it can change you. Just like a new toy becomes boring, too much money at some point is taken for granted and is no longer a source of happiness. There is so much more to life than being rich but having enough to survive is of paramount importance.
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  27. Money will change you as much as poverty. Money is a motivator and demotivator. Money is love and hate….get the drift….money is who you are.
    If you’re happy then you get happier; if you’re not, money’s just another diversion that can do damage.
    I need more wisdom before I need money!

  28. I think just how much money changes you is really what the question is. If you’re well based to begin with, I think you can adapt to having more money available to you without blowing it or changing in a very drastic way. On the flip side, there are far too many examples of people who suddenly found they had money and become something that they never were before.
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  29. I’ll give you a quote from Atlas Shrugged:

    If an heir is equal to his money, it serves him; if not, it destroys him.

    You can only temporarily have more money than your character can handle. If you have more money than you are able to handle, you will squander it. If you have less money than you are able to handle, you will (in a free society) do everything you can to obtain more money.
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    • Kevin,

      That’s a very interesting quote. I like it.
      And you raise a good point about someone’s character. We’re all different characters, and handle our money differently. Hence why I always enjoy reading articles pertaining to money and psychology.

  30. A sense of working for what you get is so important. There is a totally different personal sense between being given or winning money, and working for it. Plus no matter what, everyone carries baggage from their family upbringing. Being brought up down to earth, genuine, caring, and generous, transcends money.
    Barbara Friedberg recently posted..HOW TO CONTROL ENVY AND BOOST WEALTHMy Profile

    • Barbara, you’re very right, there is a huge difference between going out and earning your money vs. inheriting it. I tried to swing my post more towards those who earn it, because it changes them as well.

  31. I never thought money was a life/mood changing thing, but after being one of those divorce statistics, I see now that it is. It’s sad that money can have such a big control over our lives, our moods and even our relationships. But the truth is it does. Even when we try to balance life out, and not focus on money, we always come back to reality. Of course some people bury their heads in the sand and try to pretend money problems don’t exist, while others obsess and spend way too much time worrying about it. I think for all of us to be successful in life and with our finances, we need to always strive for a healthy balance. I’m still on that journey myself, and probably always will be.
    Careful Cents recently posted..Top 10 Ways to Save Money on Practically AnythingMy Profile

  32. Eddie,

    Wealth, especially sudden wealth, may change many people’s life. But to those who were lucky to have been motivated to instil good values in life, their lives may only be changing for the better.

    A couple of days ago I happened to watch Barbara Walters’ 20/20 “Extreme Parenting” on TV. A wealthy mother, a successful fashion-designer, told Barbara Walters that she (the wealthy mother) uses extravagant rewards to motivate her daughter’s learning and achievements in school. Her teenage daughter also said that she enjoyed the rewards (like a $2,000 shirt and many other expensive stuff) and the life style her mother provided. While listening to her mother saying why she had to do what she was doing, I kept on thinking, what will become of the daughter one day?

    Suzan

  33. Paula Baker says:

    I’ve proven one thing — money can’t buy happiness. It sounds cliché-ish but it’s the truth. No matter how rich you may be, but you feel all alone without your family, your money’s worthless.
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  34. Money can certainly change people, but it does not have to. I think they key is to remember your roots and invest in your future rather than blow it all on a G6 and a trip to Vegas.

    I just come home from the Berkshire Hathaway shareholder meeting, and Warren Buffet was a perfect example of how money does not have to change you.
    Eric recently posted..Berkshire Hathaway 2012 Shareholder MeetingMy Profile

    • Eric,
      You’re very right about not forgetting your roots, and Warren Buffet is a perfect example. Reality though is that very few people are Warren, in terms of his richness or his modesty.

  35. I went to live in Morocco a few years ago. When I returned to the UK I had very little cash due to a property rental going sour. I worked hard to make my online businesses thrive, and I am definitely way more settled and happier now that my finances are in order. I couldn’t go out for meals, not even on my birthday, and was always worrying about things breaking down cos I wouldn’t have been able to afford to replace or fix them.
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  36. Money has a huge impact on your mindset. We went through a tough time a few years back and every day was a struggle. Working more hours meant seeing my family less, and constantly being worried about paying the bills made me cranky and short-tempered.

    Having an emergency fund and some savings and investments makes me feel more in control of our destiny, and it has made all the difference in the world.
    Mike Collins recently posted..7 Mother’s Day Gifts That Will Guarantee You’ll Spend the Night on the CouchMy Profile

    • Mike,
      You’re very right, money has a funny way of altering our moods.
      I remember when I had loads of debt, I was cranky, tried hiding it, but it always somehow surfaced.
      Thanks for your comment man.

  37. Money can certainly make people happy, and the lack of money can certainly make you unhappy. This holds true except for the fact that there are multitudes of unhappy rich people and multitudes of happy poor people [and everything in between]. But you know what they say, “Money can’t buy you love.” “Money can’t buy happiness.”

    The world is corrupt. Your mind, soul and spirituality controls your attitude, personality and perspective…not your bank account.

  38. FYI, the Real Housewives esp in OC are a mirage. All of them weren’t worth much in the beginning and are depending on the income from the show. A lot of what you see were rented just for the show. Several of them became rich just from the show’s publicity.

    The real rich ones are 3 on the BH show, Maloof esp.

    We see a totally different perspective since we live here and get all the details from the neighbors.
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    • I suppose you make a good point.
      TV is one thing and reality is another. I suppose the same could be said about the wives from Vcr.
      Thanks for your perspective, pretty interesting to know.

  39. Financial Conflict Coach says:

    The envy, jealousy and other interpersonal relationship issues resulting from a rapid increase in wealth or income (or any big life change) is usually caused by Financial Boundaries & Norms imposed and enforced by your current social groups.

  40. Money changes people and affects our life for good and for bad.
    Three years ago I met this man from another country. He was married, has two adult children. Before we fell in love and started a relationship, he invited me to visit him and his family. He had a great wife and great children. He and his wife own a hotel and a house, a great income.
    After more than a year, he decided to leave his wife and family and everything to come together with me. He always told me that they build-ed up everything they (still) own together, he had money and everything but was not happy! We live in different countries and the distance was never a problem, at least not until three months ago. We spent a lot on traveling from there to here, rents and mostly vacations etc. He owns a sailing yacht, and this is all what he wanted to have when he left. He borrowed his boat to his son for a sailing around the world trip, but meanwhile he was in huge arguments/troubles with his son and his ex-wife. Now, after 2 years he recognized that we spent way too much than we could afford. He is so down with his mood because of the money troubles, he is so afraid of losing his boat in the future, so he can’t see another way out, but by going back to his ex-wife. I keep telling him that we can make it, we can work together and we’ll soon be able to pay back the debts and then save for few more years, but he made up his mind that the only way for him to reach his plans to keep the boat and sail around the world in the near future is, to go back to his ex, even thou’ he is not sure if he would be happy? He is a DREAMER!

    I would appreciate any comment about this. Because I am so down with my mood too, not because of the money problem, but just because he can’t stand up for love&happiness but for the material things and money.

    • Wow. That’s a loaded question and situation.
      Unfortunately I’m not a psychiatrist, even though some days I wish I was due to the amount of friends who reach out.
      Either way, sounds like your guy is unhappy for more reasons than the boat, and financial woes defiantly don’t make it easier. I have a friend who I always said buys his relationships. For example, he’s dating a woman 10 yrs his junior, noting wrong with that, and they travel everywhere. She’s still finishing up school , and he does OK for him self, so with her limited income, and 5-6 trips in about 8 months, who do you think pays for it all? He does. I always said to mutual friends that once the money is gone, the happiness goes and eventually the relationship falls.

      Someone should date you, me or whomever for who we are, not for the boat, car, house or hotel we own. Those are all good accessories to who we truly are. Sounds like in your situation, he threw his success out, and maybe even flaunted it in order to be with you. In your instance, I wouldn’t say the choice you made to go after a married man was the brightest. A lot of the time we make decisions based on our heart, and not our head.

      So, where do you stand now?

      • I just can’t accept the fact that he chooses the easy life, knowing he is going back to the person he was not happy with, and not me. You are right when you say a lot of the time we make decisions based on our heart, and not our head. I made this decision based on my heart. I always was the strong character of women, and everyone (including him) knew me for that, I never thought I would allow myself to get in a relationship with a married man. I really fell in love with him. He gave up everything and everyone for me, and I trusted him and I believed that; when he lives everyone and everything for me, he is really in love with me, same as myself. And that’s why I am so down now, almost cant face this! I don’t know where I stand, really!

        • You really shouldn’t base your future on someone’s decision.
          Essentially you’re allowing someone else to call the shots.
          Be your own person, suck it up (it’ll be tough), and move forward to live your life.
          Just my two cents.

  41. melanie says:

    great story!

  42. Hi Eddie,

    Great points about money. I like to think of money as an “upper” drug. What many people don’t understand about uppers is that they don’t just make the abuser feel very good, they can also make the abuser feel very bad. The way that they work is by heightening the emotions that are already there. If someone feels good, taking an upper will make them feel even more fantastic, artificially of course, and if they already feel bad they will just feel worse.

    Oh, and one more thing, once someone gets addicted to money, it’s hard for them to keep everything else in perspective.

    • Hi Rachel,
      You raise a valid point, actually two valid points.
      Money is a high, an artificial high like you said, and once you’re high keeping things in perspective is very high. The more you taste, and have, the more you want.

  43. Awesome article, totally agree with your analysis

  44. Adone Taylor says:

    This is a awesome post. I like your think.

  45. Offshore Processing says:

    Generally, I believe money can change. It can change you either when you have so much of it that you lack peace of mind how to protect it or when there’s not enough money worrying you where to grab some. This is our nature.

    However, wonderful change awaits for those with strong support system. It could either be a wonderful spouse or pool of friends in church. The combination would be best. If we stick to our values and on what’s written in the Bible, peace of mind is achievable with or without me. God never hungers his people, there’s always a way.

    Best regards,
    Belinda

  46. Thanks for the article. Reading it helped my wife and I come to a difficult decision. We currently live in a nice house and have just finished paying off the mortgage. With a young family we want to move closer to a really good public school, but in looking for that property also found a dream house in a dream location – which was right next to a prestigious private school. Our decision was simple – do we greatly increase our expenditure in terms of taking on a mortgage again and paying private school fees, or pursue our original strategy of moving to an area with a good public school. Your article helped us realise that we wouldn’t be happy living in the ‘dream’ location, particulary when we caught ourselves thinking that we’d have to put on our ‘best suit’ when we went to meet the neighbours. Since we made our decision to not go the expensive route our stress levels have disappeared. Thanks!

  47. Great article. Hope you dont mind if i offer a different perspective:

    Money does change people, and can lead to a more fulfilling life. That fulfillment, nonetheless, of corse is dependent on motive and mind set. So as one may have money/wealth, this in most cases does free up time. So it stands to question, what will you do with that time?

    Time and Money are both significant, we trade time for money and visa versa. Though, if you have a lot of Money, you have more time to focus on other things. So provided one does not have a clear goal or purpose in life that is fulfulling or brings reason, then surely they won’t be fulfilled? Like an egg (money/you) without a rooster (reason/purpose/goal), how could one grow/hatch without the inception of something bigger than merely life/your wealth.

    Money may change people for good or worse, but its what you do with both that time and money along with the context of your motives that determines happiness/fulfillment…. this obviously incities a whole other article, or book if you wish, but food for thought ;)

  48. I grew up with friends and family that did not really achieve much success that included large sums of money, but I do know of a few and I must admit they turned out pretty good. I think that the reason is because, similar to me they grew up in middle to lower middle class families. I now consider my self on the path to financial and hopefully personal success…it is and will continue to be a hard road, but I believe that I will be very humble about it. Nice job with the post.

    Joe
    J. A. Saglimbeni recently posted..The Summer of 2012….So Far…My Profile

  49. Thnx for writing this resource on the internet.

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