Saving Money Daily by Living Thrifty in 2013


Let’s face it. Saving money by living thrifty is anything but sexy to the average person. Most despise the words “frugal” and “living thrifty”, but living by these values can actually make your life more enjoyable, satisfying and simpler in all aspects of life. Living thrifty does not only entail clipping coupons and scouring the flyers, but it’s also about learning new skills, researching your purchases and other fun things that can help you save money on a daily basis.

With the start of the New Year, now’s the perfect time to get into living thrifty, and possibly easy your financial pressure in 2013 and beyond. Most are looking to save money and lead simpler lives – very few are willing to admit it.

As someone who lived with debt for years and spent unconsciously, I learned the hard way that I was no high roller. I learned to have dinners on coupons, use cash over debit and credit, and I’m proud to admit that I’m still wearing the same coat that I purchased five years ago. Yes, I’m a reformed spender, and I wanted to talk to you today about reforming your spending ways en route to saving money on daily basis by living thrifty in 2013.

The Secret

The secret to living thrifty is no secret at all – it’s simply understanding that more is not better. But knowing how to indulge in the occasional luxury is important so you won’t feel deprived. Finding out what’s important to you is the key and a very good start. Don’t look at others, but instead focus on yourself.

Saving Money When Shopping

When I started out on this blogging journey, I just hoped to get out of debt. In a very short period of time, not only did I get out of debt, but I also become a reformed shopaholic and learned to save money when shopping. I challenged my self to no-spend days and even went 127 day without shopping. I embraced it all, and here’s what I recommend you embrace in 2013 in order to enjoy living thrifty for the years to come:

1. Install no-spend challenges for yourself. Not only will you save a lot of money in the process, but you’ll also forgo a lot of impulse purchases, learn the differences between needs and wants and research before you buy.

2. Resist the urge to buy things just because they’re on sale, but learn how to use coupons and more importantly combine coupons with items that are already on sale.

3. Use the freebies given to you!
There are many freebies throughout the year at your disposal – free calling days on your birthday, free birthday dinners and many buy-one-get-one-free sales.

Try New Things and Learn New Skills

1. Cooking for yourself or your loved ones can be your ticket to saving a lot of money. Invite a friend who knows their way around the kitchen over to cook up a storm and freeze the dishes for later.

2. Planting if you have a garden can save you a bundle by not purchasing certain veggies. Also spending time in the garden getting your hands dirty and admiring the colorful plants is also great for your mental health.

3. Do your own basic car maintenance. Leave the bigger jobs to the pros, but you can change your tires and your oil with ease. Also, many local colleges offer classes on basics of maintaining your own car and they also show you where you can get car parts online and offline at a discount. And please, clean your own car – everyone can do that.

Use Technology to Save Money

1. Read blogs for money saving tips. Read blogs such as Prairie Eco Thrifter,  My Own Advisor, Give Me Back My Five Bucks and Canadian Budget Binder that offer great tips of saving money and living thrifty. Keep in mind that these are only a handful of thousands of Canadian and American based personal finance blogs.

2. Take advantage of coupon websites such as Grocery Alerts, BargainMoose Canada and Mrs. January that scour the web daily for the best deals, coupons, and freebies. Another key aspect that coupon websites offers is that they scour the flyers (online and offline) to identify the best deals on groceries, tech and more.

3. Online Videos through YouTube will show you everything from how to do things yourself to cooking and a lot more in between.

Do This Before You Buy

1. Compare the item you’re about to buy with other equally similar items or simply compare prices from one store to another. Keep in mind that most stores are willing to price-match, so make sure you take that flyer with you.

2. Save for your purchases. It’s easy to throw your new TV purchase on the credit card, but you still have to pay for it down the road. Likely the same purchase will cost you more in the future when the interest is factored in.

3. Look for used. There are many items that can be bought used or gently used. Think sports equipment, clothing and certain household items.

There are many ways you can save money on daily basis by simply living thrifty in the new year. It’s not hard, but all it takes is a little bit of discipline and some planning ahead.

Readers, how do you plan on living more thrifty in the new year?

Thanks for stopping by!



  1. Well, after we did the budget for 2013 we noticed like most , everything went up. This year we will keep on focusing on less is more, cutting the grocery budget by posting our shops in our Grocery Game Challenge (which has grown over the past year) and spend less than we earn. It becomes a lifestyle after a while rather than something people believe they “must do”. It’s now something we just “do”. Thanks for the mention mate. Mr.CBB
    Canadianbudgetbinder recently posted..Mr. CBB’s Crispy Chicken Parmigiana On Garlic Mashed PotatoesMy Profile

  2. I have to say that the no spend challenge can do wonders on tight budgets. You would be amazed at all of the “stuff” that you buy during a typical week that isn’t exactly needed or is on impulse. You can really save a lot by watching these small items.

  3. I am thinking more opposite. I am looking to make more money as you can only save so much cash.

    Thanks for the mention! I appreciate the support.
    Steve @ Grocery Alerts recently posted..Save $2 On Dove Style + Care – Hidden Save.caMy Profile

  4. I think I have hit the wall for saving by being frugal. Now I have to concentrate on making more by alternate means besides my full time job.
    Grayson @ Debt Roundup recently posted..Overspending in America – The Sad TruthMy Profile

  5. I”m a reformed spendaholic too, Eddie! I agree with all of those things except that gardening is good for mental health. I tried one tomato plant last year, got one almost red tomato, and a skunk or some other critter ate it the day before I probably would have picked it. Mental anguish for sure. I do consider every purchase now and it is more gratifying to save money than spend at this point. I’ll never go back, but probably have to buy my tomatoes from someone else.
    Kim@Eyesonthedollar recently posted..How to Retire in Ten Years, Regardless of Your AgeMy Profile

  6. I always have a bit of extra money in my budget in case there is a big sale on a food or cleaning staple. Recently I bought a 6 month supply of whole wheat pasta marked down at Costco and 3 bottles of a laundry detergent that a grocery store was not going to be stocking anymore. We eat and enjoy whole wheat pasta so I knew it would be used and I had used and been satisfied with that brand of laundry detergent in the past.

    I keep receipts for larger purchases and if I see the item advertised at that store within 30 days I go in and ask for a refund of the difference in price. Sometimes I purchased an item ( a kettle at Canadian Tire) then they have a bigger reduction in price 2 or 3 weeks later.

    Sometimes I paid full price for an emergency item (vacuum from Walmart – 2 big dogs we would drown in hair if there was no vacuum) then it goes on sale the next week. I do not feel cheap doing this although I know many people would avoid this.
    Jane Savers @ The Money Puzzle recently posted..What If I Have To Buy A Newer CarMy Profile

  7. Living thrifty really makes you look at life from a different angle and makes things more interesting. I mean growing your own vegetables is pretty unusual to the average person and some people would never do it. This kind of living makes people try new things and diversify their lives.