Savvy The Five Biggest Debt Traps and How to Avoid Them

Not all debt is created equal. All debt carries a certain level of risk, but some credit decisions have a much greater likelihood of bringing upon negative repercussions. The average person can put himself or herself in a healthier financial state simply by avoiding these debt traps. 1. Too Many Student Loans Young people often […]

Which Type of Mortgage is Right For You?

new homes, mortgage, mortgages

Buying a home is something that very few people can do outright. This is where taking out a mortgage comes in for those who want to get onto the first rung of the property ladder, but don’t have the money to pay for more than a deposit. The most notable types of mortgage available for […]

What is a Short Term Loan?

canadian dollars, money, short term loan

A short term loan was originally designed to lend a small amount of cash to consumers with the collateral being a check. However, over the last few years short term loans have evolved beyond the traditional lender storefronts, to having cash loans online from companies like Wonga, and even having small loans available from your […]

Payday Loans Not Just For Low Income Earners


Payday loans are often looked down upon and more often associated to be for those with lower incomes or for those struggling to find money at the end of the month. This is the society’s assumption, however, that couldn’t be further from the truth! Payday loans are being used increasingly by high income earners for […]

Sunday Link Charity # 27 – I’m Sorry, I’ve Been Too Busy!


Well it was a fairly busy week around here, and to add on top of things today will be the seventh straight day that I’ve been working. I ended up landing a contract for a job this weekend with my other side business, therefore I’ve been going strong for the last two days. Friday night […]