Are You Taking Advantage of Your Mortgage Prepayment Privileges?


By With the March 1st RRSP deadline fast approaching, mortgage prepayment privileges are probably the last thing on your mind. For many families, it’s all or nothing when it comes to RRSPs and mortgages – they either choose to increase payments on their mortgage or save for retirement, not both. But with a balanced […]

Home Sales in Toronto Down and Prices Up, to Close Out 2012

home sales in toronto

The following article was written by Home sales in Toronto continued their downward spiral, to close out 2012. The Toronto Real Estate Board recently reported that November 2012 home sales fell by 16 per cent versus where they were a year ago. While sales may be down, that isn’t the case with home prices […]

Mortgage Comparison – Easy as 1-2-3

interest rates

Canadian’s continue to enjoy some of the lowest mortgage rates ever recorded. While there’s no clear indication on when the rates will turn the corner towards an upswing, most (myself included) are considering to refinance their home loans. I only have 1.5 years left on my current mortgage term, so it’s natural for myself to […]

First-time Home Buyers Flock to Social Media for Advice


Young Canadians ready to dip their toes into the housing market for the first time may show signs of hesitation. However, the lack of experience diving into ‘mortgage waters’ forces young buyers to get resourceful. In an effort to familiarize themselves with the ins and outs of the mortgage industry, many flock to social media […]

The State of the Property Market in 2012

While the economy may be suffering in some areas, it is a buyer’s market when it comes to real estate. Property values are fair and it is the perfect time for consumers to purchase their dream home at a comparatively affordable price. Mortgage rates continue to be at an all time low, giving the consumers […]